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Products
FNB Bank offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Conventional Loans
FHA Loans
VA Home Loans
100% USDA - Rural Development Home Loans
Non-Conforming Conventional Home Loans - Jumbo

Conventional Loans
 

 Conforming conventional loans available up to a maximum loan amount of $484,350.00.  Available terms are  30, 20, 15 and 10 year fixed rate.


FHA Loans

 FHA Loans offer a 3.5% down payment option


VA Home Loans

 VA Home Loans offer veterans 100% financing options.

 

 VA Home Loans  can be used for purchase or refinance transactions.


100% USDA - Rural Development Home Loans

Rural Development - Guaranteed Home Loans offer 100% financing and is a great option for first time homebuyers.

 

Qualified borrowers can purchase a house with little or no money out of their pocket. 

Purchase transactions only.  Refinance only available for existing USDA-RD loan.


Non-Conforming Conventional Home Loans - Jumbo

Non-conforming Home Loans would be a mortgage loan that exceeds the FNMA conforming loan limit of $484,350.00.  This is considered a Jumbo loan.

 

We offer very conpetitive non-conforming rates.




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $424,100 with closing costs of $8,482. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.